Legal Document

Terms and Conditions — 3pattiok Platform Rules & Player Agreement

These Terms and Conditions govern your use of the 3pattiok platform. By registering an account or placing any wager, you confirm that you have read, understood, and agreed to everything set out here. Please read this document carefully — it is written in plain language so every Pakistani player can follow it clearly.

Last updated: January 2025  |  Language: English (en-PK)  |  Jurisdiction: Pakistan

Document Sections
1. Eligibility & Account Registration
2. Account Security & Verification
3. Deposits, Withdrawals & Payments
4. Bonuses & Promotions
5. Fair Play & Prohibited Conduct
6. Responsible Gaming
7. Intellectual Property
8. Limitation of Liability
9. Privacy & Data
10. Amendments & Contact
3pattiok
What 3pattiok Commits to Every Player

Before the legal detail, here is what the Terms & Conditions guarantee on the platform's side.

Fair & Verified Dealing

Every game result on 3pattiok is produced by a certified RNG or physical live dealer. The dealing mechanism cannot be altered after a round starts. Hand seeds are verifiable by players in their account history.

Your Data Stays Private

3pattiok does not sell, share, or lease your personal data to third parties for marketing. Your CNIC, contact details, and financial information are used only for verification and transaction processing.

Zero Hidden Fees

No transaction fees are charged by 3pattiok on deposits or withdrawals. No inactivity fees drain your balance. No undisclosed deductions. What the Terms describe is what you experience — nothing extra, nothing hidden.

Timely Payouts

3pattiok commits to processing withdrawal requests on the same business day they are submitted and approved. Easypaisa and JazzCash withdrawals typically arrive within the hour of processing.

Responsible Gaming Tools

Deposit limits, self-exclusion, cooling-off periods, and session reminders are all available on 3pattiok. These are genuine, enforced tools — not decorative compliance checkboxes.

Clear Support Channels

For any dispute covered by these Terms, 3pattiok provides 24/7 live chat and email support. Formal dispute resolution follows a defined process with a committed response timeline.

Welcome to 3pattiok. These Terms and Conditions ("Terms") form a legally binding agreement between you ("Player", "you") and 3pattiok ("the Platform", "we", "us"). By creating an account on 3pattiok or using any of its services, you confirm that you have read, understood, and agree to be bound by these Terms in full. If you do not agree with any part of these Terms, please do not use the 3pattiok platform.

3pattiok is designed exclusively for players in Pakistan. All transactions are conducted in Pakistani Rupees (PKR). All communication from 3pattiok will be in English unless otherwise agreed. These Terms were last updated in January 2025 and supersede all previous versions.

Important: 3pattiok is an adult gaming platform. You must be at least 18 years of age to register and play. Creating an account on behalf of another person, or allowing a minor to use your account, is a serious violation of these Terms and will result in immediate account termination and forfeiture of any balance.

01Eligibility and Account Registration

To register and play on 3pattiok, you must meet all of the following eligibility requirements at the time of registration and for the entire duration of your account's existence:

  • You must be at least 18 years of age.
  • You must be a resident of Pakistan or accessing the platform from within Pakistan.
  • You must be registering as an individual on your own behalf — corporate or proxy registrations are not permitted.
  • You must not be a current employee, contractor, or close family member of a 3pattiok employee.
  • You must not have been previously excluded from 3pattiok under a self-exclusion or platform-imposed ban.
  • You must provide accurate, complete, and current information during registration, including your full legal name as it appears on your CNIC, a working mobile number, and a valid email address.

Each player is permitted to hold exactly one account on 3pattiok. Opening multiple accounts — whether under different names, mobile numbers, or email addresses — constitutes a serious breach of these Terms. If duplicate accounts are detected, 3pattiok reserves the right to close all associated accounts, withhold any balances pending investigation, and permanently bar the player from the platform.

By clicking "Register" on the 3pattiok registration page, you confirm that all information submitted is accurate and that you meet all eligibility requirements listed above.

02Account Security and Verification

Your 3pattiok account is your responsibility. You are required to maintain the confidentiality of your login credentials — your username, password, and any OTP codes sent to your registered mobile number. 3pattiok will never ask for your password via live chat, email, or phone call. Any request claiming to be from 3pattiok that asks for your password should be treated as fraudulent and reported to support immediately.

Identity Verification (KYC)

3pattiok operates a Know Your Customer (KYC) process to comply with responsible gaming standards and to protect our players from fraud. Before your first withdrawal is processed, you will be required to submit a clear photograph or scan of your CNIC (Computerised National Identity Card). This is a one-time process. Once your identity is verified, all future withdrawals proceed without additional documentation requirements.

3pattiok may request additional verification documentation at any time if there is reason to believe account security has been compromised or if unusual activity is detected. Failure to provide requested documentation within the stated timeframe may result in temporary account suspension until verification is completed.

Reporting Unauthorised Access

If you suspect that your account has been accessed without your authorisation, you must contact 3pattiok support immediately via live chat or at support@3pattiok.biz. 3pattiok will investigate the matter promptly. The platform is not liable for losses resulting from unauthorised access that occurs because you shared your credentials or failed to maintain adequate password security.

03Deposits, Withdrawals, and Payment Policy

All financial transactions on 3pattiok are conducted exclusively in Pakistani Rupees (PKR). The following payment methods are accepted for deposits and withdrawals: Easypaisa, JazzCash, NayaPay, SadaPay, IBFT bank transfer, and Visa/Mastercard debit and credit cards issued by Pakistani banks.

Deposit Rules

  • Minimum deposit: Rs 200 for mobile wallets; Rs 500 for IBFT and card payments.
  • Deposits are credited to your 3pattiok balance instantly for mobile wallet payments and within 15–60 minutes for IBFT transfers after receipt upload.
  • 3pattiok charges no fees on any deposit transaction.
  • Deposits must be made from a payment account registered in your own name. Third-party deposits are not permitted and will be returned where possible.
  • 3pattiok reserves the right to request proof of payment for any deposit if necessary for verification purposes.

Withdrawal Rules

  • Minimum withdrawal: Rs 500 across all payment methods.
  • Withdrawals will only be sent to the same payment method used for the most recent deposit, or to a verified account in the player's own name.
  • Identity verification must be completed before the first withdrawal is processed.
  • 3pattiok charges no fees on any withdrawal transaction.
  • Withdrawal requests are processed on the same business day for requests submitted before 5:00 PM Pakistan Standard Time. Requests submitted after this time or on weekends will be processed the next business morning.
  • 3pattiok reserves the right to conduct additional checks on withdrawal requests above Rs 100,000 as part of standard fraud prevention.

Note: Funds in your 3pattiok account are held for gaming purposes only. The platform is not a financial institution and your account balance does not earn interest. Funds should be withdrawn if you do not intend to play, as extended inactivity without prior notification may trigger an account review process.

04Bonuses and Promotional Offers

3pattiok may offer bonuses, deposit matches, free credits, cashback promotions, or referral rewards from time to time. Each promotion is governed by its own specific terms and conditions, which will be clearly published at the time the offer is made available. The general principles that apply to all 3pattiok promotions are set out below.

  • All bonuses are subject to a wagering requirement, which will be stated clearly in the individual promotion terms. No bonus amount can be withdrawn before the applicable wagering requirement is met.
  • Bonuses are issued in PKR and credited to your bonus balance, which is separate from your main balance. Winnings generated from bonus funds may be transferred to your main balance upon wagering requirement completion.
  • One promotional offer per player per household. Creating multiple accounts to claim the same bonus constitutes bonus abuse and is a serious violation of these Terms.
  • 3pattiok reserves the right to withdraw, modify, or cancel any promotional offer at any time. Players will be notified of material changes via their registered email address.
  • If 3pattiok determines that a bonus was claimed fraudulently or in violation of these Terms, the bonus and any associated winnings may be voided and the account reviewed for further action.

The Refer a Friend programme has its own dedicated terms available on the Refer a Friend page. Referral rewards are paid in PKR and credited after the referred player completes their first qualifying deposit and meets the stated activity threshold.

05Fair Play and Prohibited Conduct

3pattiok is committed to providing a fair gaming environment for every player. The following conduct is strictly prohibited on the platform and will result in immediate account suspension, investigation, and potentially permanent closure with forfeiture of balance:

  • Collusion: Coordinating with one or more other players to gain an unfair advantage in any game, including sharing hand information in real time during live games.
  • Use of automated software: Using bots, scripts, automated clicking tools, or any other software to play games or make decisions on your behalf is not permitted. All gameplay must be performed by the registered account holder manually.
  • Exploiting software errors: Deliberately taking advantage of any technical error, bug, or loophole in the 3pattiok platform. Any winnings obtained through exploiting an error will be voided.
  • Chip dumping: Intentionally losing chips or funds to another player to transfer funds outside the normal game mechanics.
  • Fraudulent payment activity: Initiating chargebacks on deposits, using stolen or unauthorised payment accounts, or engaging in any form of payment fraud.
  • Account sharing: Allowing another person to access or play on your registered account.
  • Harassment: Using live chat, in-game chat, or any other 3pattiok communication channel to harass, abuse, or threaten other players or staff members.

3pattiok uses automated monitoring systems and manual review processes to detect prohibited conduct. If you believe another player is engaging in any of the above behaviours, please report it immediately through live chat support.

06Responsible Gaming

3pattiok takes responsible gaming seriously. The platform provides the following tools to help players manage their gaming activity in a healthy way. These tools are built into the platform and genuinely enforced — they are not optional features that can be overridden by contacting support.

  • Deposit limits: Set a daily, weekly, or monthly cap on how much you can deposit. Once the limit is reached, no further deposits are accepted until the period resets. Limits can be reduced immediately but increases require a 72-hour cooling-off period before taking effect.
  • Session reminders: Configure pop-up reminders that appear after a set session duration to remind you how long you have been playing.
  • Cooling-off period: Take a temporary break from the platform for a defined period (24 hours to 6 weeks). Your account is suspended for the duration — no logins, no deposits, no gameplay.
  • Self-exclusion: Permanently exclude yourself from 3pattiok. Self-exclusion is irreversible for a minimum period of 12 months. Any balance remaining will be withdrawn to your verified payment account during the process.

If you feel that your gaming has become a problem, 3pattiok strongly encourages you to use these tools immediately and to seek support. The Responsible Gaming page on this website contains additional guidance and support resources relevant to Pakistani players.

3pattiok will never market aggressively to players who have set deposit limits or who have shown indicators of problem gaming in their account activity patterns. We actively monitor for these patterns as part of our player welfare commitment.

07Intellectual Property

All content on the 3pattiok platform — including but not limited to the logo, brand name, game interfaces, graphics, animations, text, code, and audio — is the intellectual property of 3pattiok or its licensed content providers. Nothing in these Terms grants you any rights to reproduce, distribute, modify, or create derivative works from any 3pattiok content without prior written permission.

You may not use the 3pattiok name, logo, or any brand element in any context — including social media profiles, third-party websites, or marketing materials — without explicit written authorisation from 3pattiok. Unauthorised use of 3pattiok intellectual property may result in legal action.

Feedback, suggestions, or ideas that you voluntarily submit to 3pattiok through any channel become the property of 3pattiok and may be used without compensation or attribution.

08Limitation of Liability

3pattiok provides its services on an "as is" and "as available" basis. While every effort is made to maintain continuous platform availability, 3pattiok does not guarantee uninterrupted access and is not liable for losses resulting from:

  • Scheduled or unscheduled platform maintenance periods.
  • Internet connectivity issues on the player's side.
  • Device-related issues that cause games to disconnect mid-session.
  • Force majeure events including but not limited to natural disasters, government directives, or infrastructure failures beyond 3pattiok's control.

In the event of a technical failure that results in a game outcome being voided, 3pattiok will return the player's bet amount to their account balance. 3pattiok's liability in any dispute is limited to the amount staked in the specific transaction giving rise to the dispute.

3pattiok is not responsible for any indirect, consequential, or incidental losses arising from the use of the platform. This limitation applies to the fullest extent permitted by applicable law.

09Privacy and Data Handling

The collection and use of your personal data by 3pattiok is governed by our Privacy Policy, which forms part of these Terms and Conditions by reference. The Privacy Policy explains in detail what data is collected, how it is used, how long it is retained, and what rights you have over your own data.

Key data-related commitments of 3pattiok include:

  • Your personal data is collected only for the purposes of account management, identity verification, payment processing, and platform security.
  • 3pattiok does not sell your personal data to third parties.
  • Payment information (card details, wallet account numbers) is processed through secure, encrypted channels. 3pattiok does not store full card numbers.
  • You have the right to request a copy of the personal data 3pattiok holds about you by contacting support@3pattiok.biz.
  • You have the right to request deletion of your account and associated personal data, subject to any legal retention requirements for financial records.

Full details are available on the Privacy Policy page.

10Amendments, Disputes, and Contact

Amendments to These Terms

3pattiok reserves the right to amend these Terms and Conditions at any time. When material changes are made, registered players will be notified via their registered email address at least seven (7) days before the changes take effect. Continued use of the 3pattiok platform after the effective date of changes constitutes acceptance of the updated Terms.

The current version of these Terms is always available at 3pattiok.biz/terms-conditions. We recommend bookmarking this page and reviewing it periodically.

Dispute Resolution

If you have a dispute with 3pattiok regarding any matter covered by these Terms, the following process applies:

  1. Step 1 — Contact Support: Submit your complaint via live chat or email to support@3pattiok.biz with a clear description of the issue and any relevant transaction references. 3pattiok will acknowledge your complaint within 24 hours.
  2. Step 2 — Investigation: The 3pattiok support team will investigate the matter and provide a resolution within five (5) business days for standard complaints. Complex disputes may require up to fifteen (15) business days.
  3. Step 3 — Escalation: If you are not satisfied with the resolution, you may escalate to senior management via the same email channel, clearly marked as an escalation request.

Contact Information

Email: support@3pattiok.biz
Live Chat: Available 24/7 in your account dashboard
Website: 3pattiok.biz

Key Definitions

Important terms used throughout this document and what they mean in the context of 3pattiok.

Term Meaning in These Terms
Platform The 3pattiok website, all games hosted on it, and all associated services including payments, support, and account management features accessible at 3pattiok.biz.
Player / You Any individual who has created a registered account on 3pattiok and uses the platform to participate in games or betting activities.
Account Balance The total PKR funds held in your main 3pattiok account, excluding any bonus balance that has not yet met wagering requirements.
KYC Know Your Customer — the identity verification process requiring submission of a valid CNIC before the first withdrawal is processed.
Wagering Requirement The total amount a player must wager using bonus funds before those funds become available for withdrawal. Expressed as a multiplier (e.g., 10x means wagering ten times the bonus amount).
RNG Random Number Generator — the certified software system that produces game results on non-live 3pattiok tables. All RNG outcomes are independently verifiable.
Self-Exclusion A voluntary, enforced restriction that prevents a player from accessing their 3pattiok account for a minimum of twelve months, initiated through the Responsible Gaming settings.
PKR Pakistani Rupee — the sole currency in which all transactions on 3pattiok are denominated and processed.
3pattiok
3pattiok

Understood the Terms? Come Play at 3pattiok

You know exactly what is expected and what you can expect in return. Register your account, deposit from Rs 200 via Easypaisa or JazzCash, and join hundreds of thousands of Pakistani players at the tables today.

Zero transaction fees Same-day PKR withdrawals Provably fair games 18+ responsible platform